WHY CHOOSE US

Security of Your Funds

Under Hong Kong's deposit insurance program, WRCB guarantees and ensures the security of your money. In May 2015, Hong Kong's deposit insurance program went into operation. Commercial banks, rural credit cooperatives, and rural cooperative banks are all covered. A depositor can anticipate receiving their insurance compensation seven working days following an occurrence under the plan. For each depositor at a bank, the payout is limited to a deposit of 500,000 yuan.

Consumer Rights and Interests Protection

The WRCB continues to advance the strategies, policies, and goals of consumer rights and interests protection in accordance with the General Office of the State Council's Guiding Opinions on Strengthening the Protection of Financial Consumers' Rights and Interests, Guidelines on Consumer Rights and Interests Protection in Banking, and requirements of the supervision department.

Online Banking Features

Do you like to use online bill pay?
*We advise you to choose an account where it is free.

Do you need to transfer money to others regularly?
*Ensure that your bank has the tools necessary to handle those transactions promptly and simply.

No worries, WRCB has you covered. Our online, multi-channel access gives account holders rapid, free access to their accounts around-the-clock, no matter where they are.

Branch Availability

Over 150 branches, including a corporate headquarters, principal branches, and numerous secondary branches, are operated by Weifang Rural Commercial Bank.

Interest Rates

Interest rates work both ways:

The interest rates you receive when depositing money with a bank and the rates you pay when taking out a loan or using a credit card.

WRCB offers accounts that pay interest on deposits that is greater than usual and charges interest on loans and debts that is lower than average.

Availability of Funds

Active duty pay deposits are eligible for an early release at Weifang Rural Commercial Bank.

OUR SERVICES

Remittance
Traveller’s Cheques
Letter of Guarantee
Forward Deals
Buying and Selling Government Bonds, Financial Bonds
Agent Collection Money and Insurance Agency Business
Insurance
Import Business Activities
ALL SERVICES

About us

Weifang Rural Commercial Bank Co. Ltd is a diversified Financial Services Group established on November 14, 2012, in accordance with the “Company Law of the People’s Republic of Hong Kong”, the “Commercial Bank Law of the People’s Republic of Hong Kong” and other applicable laws.

We are a traditional, relationship-driven retail and commercial bank with cautious business principles and compelling strategies to aid customers, bolster our capital, vigorously regulate our credit risks, strictly manage our cost and go on with financing our balance sheet effectively.

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